In addition to discharging certain debts, there are other protections and benefits to bankruptcy:
STOP Wage Garnishments and Levies on Bank Accounts
Had your wages garnished? Money being withdrawn from your bank account? Bankruptcy can STOP these types of debt collection. In some cases, wage garnishments or monies taken by banks 3 months before you file can be recovered.
STOP Lawsuits & Judgments
Even if someone has filed a lawsuit against you or has reached final money judgment, you can STOP collection. Except for cases involving fraud or breach of fiduciary trust, most civil actions can be stopped before they are filed, end lawsuits in progress and discharge money judgments permanently – all by filing bankruptcy.
STOP Debt Collector Harassment
How many threatening phone calls have you received from creditors today? Beckett Law can STOP them. Once a bankruptcy case is filed, debt collectors must STOP calling, mailing or emailing you. Our lawyers can even help STOP these calls before you file because of the Fair Debt Collections & Practices Act (FDCPA).
STOP Utility Shut-Offs
Connecticut utilities cannot disconnect you for nonpayment from November 1 to April 15. But what happens in May? STOP electricity, gas or water shut-off if you’ve fallen seriously behind on utility bills and can’t afford their repayment plan offered. Filing for bankruptcy can either discharge your past due debt and prevent your power from being shut off, or give you that three to five year debt consolidation plan you need to repay their bills. If your services are already disconnected, filing bankruptcy can guarantee your utilities are restarted!
Call 888-336-1212 toll free or 860-236-1111 TODAY. Schedule a confidential appointment below or just email us for a FREE consultation. Our lawyers in Hartford can help anyone in Connecticut STOP what’s happening and help you find a way to get that fresh financial start you NEED.