If you are sued for foreclosure you will be given a form to request mediation along with the foreclosure documents. Do not ignore!
If you fill in these forms and file with the Clerk’s office, you will probably be accepted into the mediation program. This is a State of CT mandated program which is intended to bring the homeowner and bank together, in a non-adversarial way, so that they may try to resolve any arrearages and come up with better loan terms through Making Home Affordable or one of the other programs available.
It is a user friendly system with a high success rate, but there is a short timeframe to apply for the program so read any paperwork you get from the Court or a Marshall very carefully.